We Design Your Financial Destiny


(Serious) Words of Wisdom : "The stock market is a giant distraction from the business of investing." ~ John Bogle

Best Personal Finance Oscar winners are eternally the same

Year after year, the winners in various categories of our personal finances remain constant and consistent.

For many this predictability is so boring and monotonous. They want excitement. They want action. They want change.

But, for the smart investors, this very obviousness and unambiguity is an excellent virtue. It makes making money and becoming rich so simple and straightforward.

So without much further ado, let me "repeat" the list of those who are rated the best in each category.

For those unaware of such a list, this is a short and crisp 2-minute lesson in personal finance. And for those who have read about it earlier, this is a much-needed reminder (like physical exercise, you have to practice these best practices regularly, to derive the best benefits). 

Best Life Insurance :  Term Policy

Best Health Insurance :  Conventional Indemnity-based Medical Insurance Policy

Best Credit Card :  Low Interest, Low Limit, Low Usage

Best Property :  Affordable

Best Gold :  Gold Exchange Traded Fund (Gold ETF)

Best Fixed Deposit : AAA quality borrower

Best Equity Share :  Excellent Management

Best Mutual Fund :  Matching your Profile

Best Loan :  Lowest EMI per lakh for a given tenure

Best Pension :  Make your own Plan

Best Tax :  No winner (all taxes hurt)

The reliability to foresee the right outcomes has one big advantage... we are able to avoid the "expensive" mistakes. 

Hence...
Take these winners with full faith and trust 
Get your focus right (remember that becoming the best investor in the world is not our aim)
Add a liberal dose of discipline and patience 
= And the perfect recipe to become a crorepati is ready.

An Investment In Knowledge Pays The Best Interest ~ Benjamin Franklin

You Learn A Lot By READING... And Even More By SHARING.

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Ignorance is like a SIGNED BLANK CHEQUE... anyone can MISUSE it.

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... THREE VALUABLE TIPS ...

1. 'Stock Markets At An All-time High' Is Absolute Nonsense
All-time high at the Stock Markets
Do you believe, at current market levels, you are standing at the edge of a cliff?

 


2. Family Floater Health Policy: Insure Your Parents Separately
Family Floater Health Insurance
Wider and cheaper health cover is possible if parents are insured separately.

 


3. Herd Mentality: Why Do We Follow The Crowd? And Is It OK?
Herd Mentality: Is it good?
(Blindly) follow the crowd and your investments could suffer deep losses.