We Design Your Financial Destiny


(Precious) Words of Wisdom : "Beware of little expenses. A small leak will sink a great ship." ~ Benjamin Franklin

Beware...Big Brother is watching you

Every time you opt for a credit card
Every time you avail a loan
Every time you add a credit card or a loan
In fact, every time you "even inquire" about a loan or a credit card

...a note is made into your Credit Report and your Credit Score gets affected


Every time you delay your loan/credit card payments
Every time you pay only the minimum balance on your credit card
Every time you enter into a settlement with your bank
Every time you utilize your credit card limit to the max
Every time you stand guarantee to someone's loan and that person defaults
...a note is made into your Credit Report and your Credit Score gets affected

It started in 2001 with CIBIL keeping a record of your financial history. Now, 3 more companies have joined the fray...Experian, Equifax and Highmark

High Credit Score will ensure that you get your loans — easy and cheap.

A bad Credit Score will create many problems...no loans in the future or at high interest rates.

Moreover, apart from banks, other entities are joining the group that first looks at your Credit Report. This may soon mean no mobile connection, higher insurance premiums...even job rejections...and much more.

Hence, it is in your best interest to ensure that your Credit Score remains high.


An Investment In Knowledge Pays The Best Interest ~ Benjamin Franklin

You Learn A Lot By READING... And Even More By SHARING.

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Ignorance is like a SIGNED BLANK CHEQUE... anyone can MISUSE it.

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... Three VALUABLE Tips ...

1. How Rs.1 Lakh Became Rs.1 Crore In Mutual Fund Scheme
Reliance Growth Fund
Stay invested through all the rough and tough times.

 


2. In Mutual Funds You DON'T Have To Book Profits
Profit Booking
STOP the (wrong) practice of profit booking in mutual funds.

 


3. Twist In Credit Card Interest Calculations You Must Know
Credit Card Interest Calculation
Calculating Finance Charge on your Credit Card is LOT SIMPLER than this.