We Design Your Financial Destiny


(Precious) Words of Wisdom : "We don’t have to be smarter than the rest, we have to be more disciplined than the rest." ~ Warren Buffett

Beware...Big Brother is watching you

Every time you opt for a credit card
Every time you avail a loan
Every time you add a credit card or a loan
In fact, every time you "even inquire" about a loan or a credit card

...a note is made into your Credit Report and your Credit Score gets affected


Every time you delay your loan/credit card payments
Every time you pay only the minimum balance on your credit card
Every time you enter into a settlement with your bank
Every time you utilize your credit card limit to the max
Every time you stand guarantee to someone's loan and that person defaults
...a note is made into your Credit Report and your Credit Score gets affected

It started in 2001 with CIBIL keeping a record of your financial history. Now, 3 more companies have joined the fray...Experian, Equifax and Highmark

High Credit Score will ensure that you get your loans — easy and cheap.

A bad Credit Score will create many problems...no loans in the future or at high interest rates.

Moreover, apart from banks, other entities are joining the group that first looks at your Credit Report. This may soon mean no mobile connection, higher insurance premiums...even job rejections...and much more.

Hence, it is in your best interest to ensure that your Credit Score remains high.


An Investment In Knowledge Pays The Best Interest ~ Benjamin Franklin

101 Classic Tips Money Gyaan

You Learn A Lot By READING... And Even More By SHARING.

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Ignorance is like a SIGNED BLANK CHEQUE... anyone can MISUSE it.

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... Three VALUABLE Tips ...

1. Stop! Don't Invest In The Stocks Markets (Directly)
Direct Equity or Mutual Funds
Listen to the wise owl. Don't go buying stocks on your own.

 


2. Fake News On Investment (Again): Misleading Annuity Returns
Returns from Annuity Plan
You are far better off skipping the Annuity Schemes.

 


3. Damaged Notes: RBI Rules To Exchange And Claim Refund
RBI Note Refund Rules
Salient aspects of the rules for exchanging damaged currency.