The Most Authentic Guide on Personal Finance and Investments


(Funny) Words of Wisdom : "My wallet is like an onion, opening it makes me cry." ~ Anonymous

10 Things You Must Plan For

1. Plan your holiday trips. Tours and travels are meant to be all fun and frolic...not tears and travails.

2. Plan your retirement. Gone are the days when having a 'son' was considered as THE retirement plan.

3. Plan your medical insurance. Either you be healthy. Or your doctor will be wealthy.

4. Plan your investments. You are poor if you have to work hard for money. You are rich if money works hard for you.

5. Plan your credit card usage. Either you make the outstanding balance zero before the due date. Or the credit card will make you zero after that.

6. Plan your kids' education. I am paying more school fees for my child 'every year' than what my father spent in the entire '16 years' from 1st std. to my engineering degree.

7. Plan your loans. Loan is a burden. The lesser you have the taller you stand.

8. Plan your taxes. Income Tax, Wealth Tax, Service Tax, Education Cess, Excise Duty, Sales Tax, Municipal Tax, Road Tax, Pollution Tax...phew! No doubt our life is so 'tax'ing.

9. Plan your spendings. Millionaires don't eat cakes...they make them

10. Plan your planning. Planning is not about following a pre-written, pre-defined script. It is an attitude to do the right things rightly; and right the wrong things.



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