The Most Authentic Guide on Personal Finance and Investments


Massive changes in Mutual Fund Schemes post categorization and rationalization.
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10 Things You Must Plan For

1. Plan your holiday trips. Tours and travels are meant to be all fun and frolic...not tears and travails.

2. Plan your retirement. Gone are the days when having a 'son' was considered as THE retirement plan.

3. Plan your medical insurance. Either you be healthy. Or your doctor will be wealthy.

4. Plan your investments. You are poor if you have to work hard for money. You are rich if money works hard for you.

5. Plan your credit card usage. Either you make the outstanding balance zero before the due date. Or the credit card will make you zero after that.

6. Plan your kids' education. I am paying more school fees for my child 'every year' than what my father spent in the entire '16 years' from 1st std. to my engineering degree.

7. Plan your loans. Loan is a burden. The lesser you have the taller you stand.

8. Plan your taxes. Income Tax, Wealth Tax, Service Tax, Education Cess, Excise Duty, Sales Tax, Municipal Tax, Road Tax, Pollution Tax...phew! No doubt our life is so 'tax'ing.

9. Plan your spendings. Millionaires don't eat cakes...they make them

10. Plan your planning. Planning is not about following a pre-written, pre-defined script. It is an attitude to do the right things rightly; and right the wrong things.



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Ignorance is like a SIGNED BLANK CHEQUE... anyone can MISUSE it.

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MUST READ Posts - Jun'18

a. Tell Your Banker To Be A Waiter
Banker as Waiter
Beware, your banker may be acting in his own interest... not yours.

 


b. CAN SLIM : How To Make Money In Stocks
CAN SLIM Formula to Pick Stocks
Are you picking the right equity shares to buy (or discard)?

 


c. Warning! You Will Lose Your Money In A Scam.
Don't be cheated or swindled.
Don't be cheated and swindled... keep your eyes, ears, nose open for trouble.