The Most Authentic Guide on Personal Finance and Investments


(Funny) Words of Wisdom : "My wallet is like an onion, opening it makes me cry." ~ Anonymous

DON'T BUY SHARES...

Don't buy shares...
...unless you have SUFFICIENT EXPERTISE to buy/sell stocks
...unless you have SUFFICIENT AMOUNT to diversify your portfolio
...unless you have SUFFICIENT TIME to monitor your portfolio AND
...unless you have SUFFICIENT APTITUDE to withstand market volatility

Instead, invest in equities via the Mutual Fund route wherein you get
- professional fund management
- in-depth research
- diversification with nominal amount (even as little as Rs.500)
- regular monitoring
- effective tax structure
- convenience
- liquidity

In fact, MFs are also an excellent way to invest in debt vis-a-vis Fixed Deposits as you get
- effective tax structure which improves your post-tax returns
- no TDS
- diversified portfolio
- liquidity
- convenience

MFs offer a whole bouquet of products. Choose those that appropriately meet your investment needs...and see your wealth grow.

By the way, MFs are better than the Pension Plans for creating your Retirement Corpus.

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